How much are you paying for insurance? - Page 7 - Hyundai Genesis Forum
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post #121 of 388 Old 08-01-2011, 10:03 PM
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1280/yr

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post #122 of 388 Old 08-01-2011, 10:21 PM
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full coverage 90$ per month
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post #123 of 388 Old 10-13-2012, 11:37 AM
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How much you florida bros paying?

Just got a 10' 3.8 and it's going to be put under my fathers name and i'm worried about the insurance /:
Thx
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post #124 of 388 Old 10-13-2012, 03:36 PM
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multiple policies rate. 850/year with another 22 yr olds male driver in the same household. including glass coverage with 0 deduct and rental car.

2010 Genesis coupe blanc/noir 3.8 Track.
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post #125 of 388 Old 10-13-2012, 04:15 PM
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125 a month 19yrs old.

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post #126 of 388 Old 10-13-2012, 04:35 PM
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Garage

$221/month for 2 cars
pretty crappy record lol

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post #127 of 388 Old 10-13-2012, 05:40 PM
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Quote:
Originally Posted by SketchedOut View Post
$221/month for 2 cars
pretty crappy record lol
mine just increased to 259


for just my genesis. Feelsbadman


23/yo. male


It use to be 185 when I first got it
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post #128 of 388 Old 10-13-2012, 07:43 PM
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219$ / month, Full coverage, AAA, 22 male, 1pt on driving rec
quoted me 180$/ month, once the point is off in one year


Do you think my location effects the pricing anyway? i live in socal
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post #129 of 388 Old 10-13-2012, 08:37 PM
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Garage

Yeah insurance companies are getting a little greedy lately.

I was with Progressive until they upped my insurance by $50 a month after my no-injuries no-other-vehicles-damaged no-citations accident to $240 a month for 2 cars (my 2012 3.8 plus wifes Dodge magnum sxt) for crappy $25k/$50k coverage. I was speechless.

Went shopping as my policy was up for renewal and cut it almost in half ($128/month) with 21st, at the same time upping my coverage to $100k/$300k. Everyone else except 21st wanted even more than progressive, and we have absolutely nothing on our driving OR insurance records (AKA no tickets or accidents that had to be covered by insurance).

Moral of the story: shop for insurance every time your policy is up for renewal. It takes time to get quotes and call the companies to make sure the information you've entered and the quote they have given you is accurate but it is worth saving loads of dough.

Also, despite what the silly TV commercials from the big insurance names may say, insurance is not a personal thing, they will all try to screw you to keep from paying, therefore, get whatever is cheapest and has the best coverage.

Location has a LOT to do with how insurance is priced. I was talking with the insurance rep that I bought my latest policy from and was told there are an insane number of factors that contribute to insurance policy prices. For example, insurance in the podunk town of Orange, TX is considerably higher than the larger cities to the west for a two-fold reason: Gambling is illegal in Texas and liquor stores close at 9, but Orange is right on the Louisiana border (gambling is legal in Louisiana, so there are naturally quite a few casinos close to Texas, and liquor stores are open 24 hrs a day) and interstate 10 runs through Orange. Therefore alcohol related accidents are much higher in this area than just a few more miles out. Hence higher insurance rates.

Last edited by dead_again; 10-13-2012 at 08:39 PM. Reason: I a word
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post #130 of 388 Old 10-13-2012, 09:27 PM
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Garage

When you guys hit 25 it will drop again, sucks waiting for that but it will come. Try to not make claims or get tickets, it will get better. Tickets and claims stay on there for 7 years. I found out the hard way with a at-fault collision. Mine should drop next year some more, plus ill hit 30.. Not sure if that will help or not. Lol I've been to court a few times for tickets though too hahaha


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post #131 of 388 Old 10-13-2012, 09:44 PM
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22, 1 speeding ticket from 2008 (almost off my record :O) - 112 in a 65. pay $160/mo. full coverage
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post #132 of 388 Old 10-13-2012, 09:46 PM
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Allstate $900.00 for 6 months, full coverage with 2 points. 2 brand new cars + renters insurance. (hopefully homeowners insurance instead by the end of November!!)


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post #133 of 388 Old 10-13-2012, 10:52 PM
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150 per month. 23 yrs old

2011 Nord Gray 2.0T A/T BASE
DAILY DRIVEN




* SARONA GRILL
* MAGNAFLOW CBE
* DIODE LEDS
* TINT 35 % ALL AROUND
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post #134 of 388 Old 10-14-2012, 01:37 AM
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H-town, tx 700$/6mo 1400$/yr full coverage, 23 yrs old male driver


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post #135 of 388 Old 10-14-2012, 10:16 PM
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$2800/yr Full coverage $1000 deduct
23 year old
clean record

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post #136 of 388 Old 10-14-2012, 10:20 PM
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$114 a month, full coverage for two 2012 cars (GenCoupe and Elantra). Love Geico!

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post #137 of 388 Old 10-14-2012, 10:21 PM

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Quote:
Originally Posted by AMXZaku View Post
$2800/yr Full coverage $1000 deduct
23 year old
clean record
You pay 1800 dollars a year more than me and I have full coverage. I'm only a year older than you...


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post #138 of 388 Old 10-15-2012, 07:06 AM
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$1382/yr total for both my cars ('13 gc track, 2004 civic EX)
Civic is $548 a year, Genesis Coupe is $836 a year.

29 yr old, male, Cincinnati OH

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post #139 of 388 Old 10-16-2012, 07:42 AM
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$780/yr ($65/mo) full coverage.

2013 3.8 GT Parabolica Blue / Tan
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post #140 of 388 Old 10-16-2012, 09:25 PM
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I'm an old guy (50) perfect record, I traded in a Mazda 3GT (2008) and my rates dropped with the Gen! Down to $1100 a year with $500 deductable and all the bells and whistles. Loss of use, gap insurance etc. (Canada) Said the Mazda was high on personal injury claims.
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